Lokata na Wyścigi w Getin Online

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Banki nieustannie prześcigają się w wymyślaniu coraz to oryginalniejszych sposobów na promowanie swoich depozytów. Rywalizacja widocznie przypadła do gustu bankierom Getin. Lokata na wyścigi oferuje wysokie oprocentowanie i korzystne warunki, ale żeby ją założyć, trzeba znaleźć się w grupie 10 tysięcy najszybszych inwestorów.

Reklamowane rewelacyjne warunki to aż 5,47% w skali roku, z dzienną kapitalizacją odsetek. Lokata potrwa 3-miesiące i trudno spodziewać się możliwości przedłużenia. Chyba nikogo nie dziwi tak wysokie oprocentowanie oferowane przez Getin Online. Internetowy oddział tej firmy od kilkunastu miesięcy regularnie kusi okazjonalnymi promocjami. Chodzi przede wszystkim o ściągnięcie obcego kapitału do skarbca Getin Holding. Najwidoczniej idzie to całkiem sprawnie, bo proponowane oprocentowanie jest niedoścignione dla konkurencji.


Lokata na wyścigi wydaje się celowym zagraniem, mającym skusić niezdecydowanych inwestorów do ulokowania swojego kapitału. Wiele osób czekało lub nadal czeka na rozwój sytuacji na rynku polskich depozytów. Być może za kilka miesięcy 3-miesięczne lokaty będą jeszcze wyżej oprocentowane. Trudno się jednak spodziewać przebicia oferty 5,47% w skali roku z dzienną kapitalizacją na tak krótkim depozycie.

Dopingiem jest nie tylko oprocentowanie. Getin Online przewiduje uruchomienie lokaty jedynie dla 10 tysięcy najszybszych użytkowników! Od daty złożenia wniosku za pośrednictwem bankowości elektronicznej będziemy mieli 14 dni na wpłacenie kapitału. Dlatego jeśli tylko mamy wolne środki, nie można zwlekać ani chwili.

Do założenia Lokaty na wyścigi wystarczy 1000 złotych. To standardowa stawka przy wszystkich depozytach w Getin Online. W celu uniknięcia płacenia 19-procentowego podatku Belki maksymalnie można natomiast zainwestować 15 tys. złotych. Złożenie wniosku odbywa się wyłącznie drogą internetową. Posiadacze rachunków osobistych w innych bankach nie muszą się martwić – w Getin Online można się zarejestrować jedynie w celu ulokowania oszczędności.

6 Comments

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